Policy term
The effective and expiration dates on the declarations—the window the policy is in force.
What it means
Occurrence GL looks at the date of injury. Claims-made looks at the date the claim is made. Renewal reminders are only as good as the expiration date on the dec.
Why it shows up
Coverbird’s renewal emails are scheduled from a verified expiration date extracted from the upload.
What to look for
- Effective and expiration on every line
- Short-rate versus pro-rata cancellation language
Coverbird reads the declarations and form schedule on the PDF you already have. It does not sell insurance or say whether a limit is enough.
Upload a policy to find this on yoursForms that implement this
Related terms
- Declarations page
The front pages that list who is insured, what is covered, the term, premium, and limits.
- Occurrence
A coverage trigger: the policy that applies is the one in force when the injury or damage happens.