Declarations page
The front pages that list who is insured, what is covered, the term, premium, and limits.
What it means
Dec pages are the index. Form schedules, vehicle schedules, and location schedules hang off them. Coverbird reads these first because carrier, policy number, dates, and limits almost always live here.
Why it shows up
A 120-page policy is mostly endorsements. If you only photograph the jacket, you miss the schedule that actually lists CG 20 10.
What to look for
- Policy number and term
- Limits and deductibles
- Forms and endorsements schedule
Coverbird reads the declarations and form schedule on the PDF you already have. It does not sell insurance or say whether a limit is enough.
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Related terms
- Information page
The workers compensation version of declarations (WC 00 00 01 A on NCCI forms).
- Endorsement
A form that changes the base policy: adding people, taking back perils, or amending definitions.