Location schedule
The list of buildings or premises the property or GL policy actually names.
What it means
Coverage for a new location is not automatic for long. Newly acquired location endorsements have time and dollar caps. Franchisees with many stores should match the schedule to the real estate list.
Why it shows up
COI requests often include an address. If that address is not on the schedule, the certificate is describing a different premises.
What to look for
- Location addresses on the dec
- CG 25 04 designated location aggregate
- Newly acquired location limits
Coverbird reads the declarations and form schedule on the PDF you already have. It does not sell insurance or say whether a limit is enough.
Upload a policy to find this on yoursForms that implement this
Related terms
- Declarations page
The front pages that list who is insured, what is covered, the term, premium, and limits.
- Additional insured
Someone added to your liability policy by endorsement, usually because a contract asked for it.