Businessowners policy (BOP)
A packaged property-and-liability policy commonly issued to smaller commercial accounts.
What it means
BP 00 03 is the ISO BOP form. You still need to read additional-insured, hired-auto, and professional-services endorsements. Some contracts still ask for a standalone CG 00 01 even when you have a BOP.
Why it shows up
Card shops, studios, and many home-service firms are on BOPs. Form numbers start with BP rather than CG or CP.
What to look for
- BP 00 03
- BP 04 additional-insureds
- Whether auto is on the BOP or a separate CA policy
Coverbird reads the declarations and form schedule on the PDF you already have. It does not sell insurance or say whether a limit is enough.
Upload a policy to find this on yoursForms that implement this
Related terms
- Additional insured
Someone added to your liability policy by endorsement, usually because a contract asked for it.
- Hired and non-owned auto
Liability for vehicles you rent, borrow, or do not own—such as an employee’s car on a company errand.