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Form library / Businessowners (BOP)

BP 04 04

Hired Auto and Non-Owned Auto Liability

Edition in catalog: 07 13 · endorsement

What this number is

BP 04 04 (Hired Auto and Non-Owned Auto Liability) is an endorsement used on businessowners (bop) policies. Edition 07/13 is the version in Coverbird’s reference catalog; your policy may list a different edition of the same number.

What it changes on a policy

BP 04 04 (Hired Auto and Non-Owned Auto Liability) amends the businessowners (bop) coverage form. Check the schedule so you know whether it is optional, mandatory, or attached only for a listed project or location.

What it does not do

This page is a general explanation of the form number, not advice about your account. Coverbird does not sell insurance or say whether a limit or endorsement is enough for a contract.

Where it shows up

On the forms-and-endorsements list that follows the businessowners (bop) declarations. Search the PDF for “BP 04 04” if the schedule is dense.

What to look for

  • Form number BP 04 04 and edition 07 13 on the schedule
  • Businessowners (BOP) declarations sitting in front of this form
  • Neighboring endorsements on the same line, which often change the same coverage

Coverbird reads the declarations and form schedule on the PDF you already have. It does not sell insurance or say whether a limit is enough.

Upload a policy to find this on yours

Related glossary

  • Declarations page

    The front pages that list who is insured, what is covered, the term, premium, and limits.

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