Form library / Commercial property
CP 10 10
Causes of Loss — Basic Form
Edition in catalog: 10 12 · base
What this number is
CP 10 10 (Causes of Loss — Basic Form) is a coverage form used on commercial property policies. Edition 10/12 is the version in Coverbird’s reference catalog; your policy may list a different edition of the same number.
What it changes on a policy
CP 10 10 is the base contract for this commercial property coverage (Causes of Loss — Basic Form). Endorsements on the same policy add people, take back perils, or change definitions; they do not replace this form unless the schedule says they do.
What it does not do
This page is a general explanation of the form number, not advice about your account. Coverbird does not sell insurance or say whether a limit or endorsement is enough for a contract.
Where it shows up
On the forms-and-endorsements list that follows the commercial property declarations. Search the PDF for “CP 10 10” if the schedule is dense.
What to look for
- Form number CP 10 10 and edition 10 12 on the schedule
- Commercial property declarations sitting in front of this form
- How the policy treats ordinance or law
- How the policy treats earth movement
- Neighboring endorsements on the same line, which often change the same coverage
Coverbird reads the declarations and form schedule on the PDF you already have. It does not sell insurance or say whether a limit is enough.
Upload a policy to find this on yoursRelated glossary
- Declarations page
The front pages that list who is insured, what is covered, the term, premium, and limits.
Related forms
- CP 10 20 — Causes of Loss — Broad Form
- CP 10 30 — Causes of Loss — Special Form
- CP 00 10 — Building and Personal Property Coverage Form
- CP 00 30 — Business Income (and Extra Expense) Coverage Form
- CP 00 32 — Business Income (Without Extra Expense) Coverage Form
- CG 00 01 — Commercial General Liability Coverage Form