Form library / Commercial property
CP 00 32
Business Income (Without Extra Expense) Coverage Form
Edition in catalog: 10 12 · base
What this number is
CP 00 32 (Business Income (Without Extra Expense) Coverage Form) is a coverage form used on commercial property policies. Edition 10/12 is the version in Coverbird’s reference catalog; your policy may list a different edition of the same number.
What it changes on a policy
CP 00 32 is the base contract for this commercial property coverage (Business Income (Without Extra Expense) Coverage Form). Endorsements on the same policy add people, take back perils, or change definitions; they do not replace this form unless the schedule says they do.
What it does not do
This page is a general explanation of the form number, not advice about your account. Coverbird does not sell insurance or say whether a limit or endorsement is enough for a contract.
Where it shows up
On the forms-and-endorsements list that follows the commercial property declarations. Search the PDF for “CP 00 32” if the schedule is dense.
What to look for
- Form number CP 00 32 and edition 10 12 on the schedule
- Commercial property declarations sitting in front of this form
- How the policy treats utility services
- How the policy treats ordinance or law
- Neighboring endorsements on the same line, which often change the same coverage
Coverbird reads the declarations and form schedule on the PDF you already have. It does not sell insurance or say whether a limit is enough.
Upload a policy to find this on yoursRelated glossary
- Declarations page
The front pages that list who is insured, what is covered, the term, premium, and limits.