CG 21 32

Communicable Disease Exclusion

Edition in catalog: 05 09 · exclusion

What this number is

CG 21 32 (Communicable Disease Exclusion) is an exclusion endorsement used on general liability policies. Edition 05/09 is the version in Coverbird’s reference catalog; your policy may list a different edition of the same number.

What it changes on a policy

CG 21 32 (Communicable Disease Exclusion) takes coverage back, or narrows it, relative to the base general liability form. Typical subjects called out in the catalog include Communicable disease. Read it against the insuring agreement it amends rather than as a standalone policy.

What it does not do

An exclusion form is not a coverage grant. It does not tell you to buy another policy; it only describes what this policy is written to leave out. Coverbird will not tell you that your coverage is sufficient or that you should purchase something else.

Where it shows up

On the forms-and-endorsements list that follows the general liability declarations. Search the PDF for “CG 21 32” if the schedule is dense.

What to look for

Form number CG 21 32 and edition 05 09 on the schedule
General liability declarations sitting in front of this form
How the policy treats communicable disease
Neighboring endorsements on the same line, which often change the same coverage

Coverbird reads the declarations and form schedule on the PDF you already have. It does not sell insurance or say whether a limit is enough.

Upload a policy to find this on yours

Related glossary

Declarations page
The front pages that list who is insured, what is covered, the term, premium, and limits.
Products-completed operations
Liability arising after you finish the work or after your product is out of your hands.