Form library / Commercial property
CP 15 31
Ordinance or Law Coverage
Edition in catalog: 10 12 · endorsement
What this number is
CP 15 31 (Ordinance or Law Coverage) is an endorsement used on commercial property policies. Edition 10/12 is the version in Coverbird’s reference catalog; your policy may list a different edition of the same number.
What it changes on a policy
CP 15 31 (Ordinance or Law Coverage) amends the commercial property coverage form. Catalog notes attached to this number mention Ordinance or law.
What it does not do
This page is a general explanation of the form number, not advice about your account. Coverbird does not sell insurance or say whether a limit or endorsement is enough for a contract.
Where it shows up
On the forms-and-endorsements list that follows the commercial property declarations. Search the PDF for “CP 15 31” if the schedule is dense.
What to look for
- Form number CP 15 31 and edition 10 12 on the schedule
- Commercial property declarations sitting in front of this form
- How the policy treats ordinance or law
- Neighboring endorsements on the same line, which often change the same coverage
Coverbird reads the declarations and form schedule on the PDF you already have. It does not sell insurance or say whether a limit is enough.
Upload a policy to find this on yoursRelated glossary
- Declarations page
The front pages that list who is insured, what is covered, the term, premium, and limits.
Related forms
- CP 04 11 — Protective Safeguards
- CG 21 39 — Contractual Liability Limitation
- CG 21 44 — Limitation of Coverage to Designated Premises or Project
- CG 21 70 — Cap on Losses from Certified Acts of Terrorism
- CG 24 04 — Waiver of Transfer of Rights of Recovery Against Others to Us
- CG 24 26 — Amendment of Insured Contract Definition